Part 4 of the 8 Dimensions of Wellbeing Series
Explore financial wellbeing from a whole-life perspective. Learn how to build a mindful, value-centered relationship with your money and reduce financial stress.
What Is Financial Wellbeing?
Financial wellbeing is more than just having enough money. It’s about your relationship with money — how you earn, spend, save, and manage your resources in ways that align with your values and support your wellbeing.
This includes:
- Budgeting with clarity and purpose
- Reducing financial stress or fear
- Setting goals that reflect what matters most
- Managing debt or income mindfully
- Feeling empowered, not ashamed, in your financial life
True financial wellness is not about wealth — it’s about freedom, simplicity, and alignment. How do those three words: Freedom, Simplicity, and Alignment feel to you when you read or say them?
Why Financial Wellbeing Matters
Money touches nearly every area of life: physical health, relationships, emotional safety, even our sense of possibility. When financial life feels chaotic or fear-based, it can rob us of peace and distract us from our deeper purpose.
Why this dimension matters:
- Financial stress is a major cause of anxiety, illness, and relationship conflict
- Avoiding finances can lead to disorganization and shame
- Financial clarity helps us live more intentionally and generously
- Healthy money habits create long-term stability and peace
There is no shame in learning, growing, or starting over. Financial wellbeing is a practice — not a personality trait.
How to Practice Financial Wellbeing
No matter your income or history, it is never too late to form a healthier relationship with money. Here are some gentle, practical ways to begin.
1. Tell the Truth About Where You Are
Awareness is the first act of empowerment. Look at your accounts, spending, and habits with honesty — not judgment. Clarity is kind. If you feel scared, I understand. But we must know the truth.
2. Create a Value-Centered Spending Plan
Instead of calling it a “budget,” think of it as a way to align your money with your values. What do you want to fund in your life? What can be released?
3. Practice Daily Money Mindfulness
Check in briefly each day: Did I spend in alignment with my goals? Did I avoid or react? Where do I need to reset with kindness?
4. Save in Small, Consistent Ways
Even a few dollars a week builds trust with yourself. Financial security is not about big windfalls — it’s about faithful rhythms.
5. Reframe Debt and Guilt
If you carry debt or have made financial mistakes, offer yourself compassion. Guilt is not a budget strategy. Start where you are, and move forward with grace.
6. Ask for Help or Education When Needed
Financial literacy is something we can all keep learning. Consider a financial coach, a trusted resource, or a free online tool. You’re not behind — you’re becoming.
A Gentle Prompt:
How do you feel when you think about money?
What would “financial freedom, peace or stability” look like, feel like in this season of your life?
In the next post, we’ll explore Intellectual Wellbeing — and how curiosity, creativity, and lifelong learning contribute to your overall wellbeing.
-Laura